Pick any of the thirty-four classes below — or name one we have not listed — choose a market, and watch a complete underwriting product assemble itself. Question set, rating, referral rules, endorsements, documents, both portals, carrier reporting, currency and premium tax. Then quote a real risk in the thing you just built.
Pick anything below, or type a class we have not listed. The engine has no view on the answer — a class is a question set, a rating basis, a set of rules and a document suite, whatever it is called.
Currency, premium tax and the wording set are configuration, not a rebuild. We have delivered in the UK; the engine is not built around it.
Nothing here is real. The classes, rates, bands and rules are invented for this page — what is real is the sequence, and the fact that everything downstream comes from one rated result.
On markets: we have delivered in the UK. The engine is not built around it — currency, premium tax, wordings and reporting are configuration, which is what you just changed. We would not pretend a new territory is only a settings change: local wordings and regulatory reporting need doing properly, and we would scope that with you rather than wave it through.
Everything on this page came from one rated result: the decision, the terms, the endorsements, the trace and the document. Change an answer and all of them move together, because none of them is maintained separately.
Whatever you picked, it built. That is the argument. A class is a question set, a rating basis, a set of rules and a document suite — and none of those care whether the subject is a warehouse, a cargo, a professional indemnity limit or something nobody has written before.
Anyone can build a rater. The work is everything around it: referral routing, documents, both portals, reporting a carrier will accept, and the automated checks that let you change a live book without breaking the products you were not thinking about. That is what assembled in front of you.
It is a compression, and we will say so. A real launch is one to two weeks for a product on an existing engine, and four to eight for a whole operation stood up from scratch. What this page removes is the waiting, not the work.
The honest constraint is rarely us. It is carrier sign-off on rates and wordings, and your own team's capacity to test with real cases. The full timescales are here.
Everything here is invented and deliberately simple. The interesting conversation is what your class actually looks like — the questions that matter, the referrals you want, the documents you must produce, the reporting your carrier expects, and the systems it needs to talk to.
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