/* Apex Digital Risks — design system for the detail pages.
   Modern sans throughout, dark hero panels, cards with depth, vivid accent.
   Markup unchanged; this file carries the whole look. */

:root{
  --bg:#FFFFFF;
  --bg-2:#F3F7F5;
  --surface:#FFFFFF;
  --surface-2:#F7FAF9;
  --ink:#08150F;
  --ink-2:#48605A;
  --ink-3:#7C918B;
  --line:#E3EBE8;
  --line-2:#CFDCD7;
  --accent:#00875A;
  --accent-bright:#00C880;
  --accent-soft:#E4F7EF;
  --warm:#E07B00;
  --warm-soft:#FFF2DE;
  --danger:#C0392B;
  --danger-soft:#FCEBE9;
  --radius:16px;
  --radius-sm:10px;
  --shadow:0 1px 2px rgba(8,21,15,.04), 0 10px 30px -14px rgba(8,21,15,.16);
  --shadow-lift:0 2px 4px rgba(8,21,15,.05), 0 22px 44px -18px rgba(8,21,15,.26);
  --hero-1:#06231A;
  --hero-2:#0B3B2A;
}
@media (prefers-color-scheme:dark){
  :root:not([data-theme="light"]){
    --bg:#060E0B;
    --bg-2:#0A1613;
    --surface:#0E1B17;
    --surface-2:#121F1B;
    --ink:#E9F3EF;
    --ink-2:#A5BAB3;
    --ink-3:#78908A;
    --line:#1B2C27;
    --line-2:#28403A;
    --accent:#2FD69B;
    --accent-bright:#5CEBB6;
    --accent-soft:#0E2A21;
    --warm:#F2A33C;
    --warm-soft:#2A1F0E;
    --danger:#E87A70;
    --danger-soft:#2C1614;
    --shadow:0 1px 2px rgba(0,0,0,.4), 0 10px 30px -14px rgba(0,0,0,.7);
    --shadow-lift:0 2px 4px rgba(0,0,0,.5), 0 22px 44px -18px rgba(0,0,0,.8);
  }
}
:root[data-theme="dark"]{
  --bg:#060E0B; --bg-2:#0A1613; --surface:#0E1B17; --surface-2:#121F1B;
  --ink:#E9F3EF; --ink-2:#A5BAB3; --ink-3:#78908A;
  --line:#1B2C27; --line-2:#28403A;
  --accent:#2FD69B; --accent-bright:#5CEBB6; --accent-soft:#0E2A21;
  --warm:#F2A33C; --warm-soft:#2A1F0E; --danger:#E87A70; --danger-soft:#2C1614;
}

*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{
  margin:0;background:var(--bg);color:var(--ink);
  font-family:"Plus Jakarta Sans",-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  font-size:17px;line-height:1.62;-webkit-font-smoothing:antialiased;
  letter-spacing:-.005em;
}
.sheet{max-width:1120px;margin:0 auto;padding:0 clamp(18px,4vw,40px) 0}

/* ---------- header ---------- */
.topbar{
  display:flex;justify-content:space-between;align-items:center;
  gap:16px;padding:20px 0 18px;flex-wrap:wrap;border-bottom:0;
}
.brand{
  font-family:"Outfit",sans-serif;font-weight:700;font-size:19px;
  letter-spacing:-.03em;color:var(--ink);text-decoration:none;
  display:inline-flex;align-items:center;gap:9px;
}
.brand .mk{width:27px;height:27px;flex:none;overflow:visible}
.brand .mk-a{fill:none;stroke:var(--accent);stroke-width:8;stroke-linecap:round;stroke-linejoin:round}
.brand .mk-b{fill:none;stroke:currentColor;stroke-width:8;stroke-linecap:round}
.brand span{
  font-family:"Plus Jakarta Sans",sans-serif;font-weight:500;font-size:12px;
  letter-spacing:.02em;text-transform:none;color:var(--ink-3);
}
.nav{display:flex;gap:4px;flex-wrap:wrap;align-items:center}
.nav a{
  font-family:"Plus Jakarta Sans",sans-serif;font-size:14.5px;font-weight:500;
  letter-spacing:-.01em;text-transform:none;color:var(--ink-2);text-decoration:none;
  display:inline-flex;align-items:center;min-height:44px;padding:0 14px;
  border-radius:999px;border:0;transition:background .16s ease,color .16s ease;
}
.nav a:hover,.nav a:focus-visible{color:var(--ink);background:var(--bg-2)}
.nav a[aria-current="page"]{color:var(--accent);background:var(--accent-soft)}

/* ---------- hero panel ---------- */
.pagehead{
  position:relative;overflow:hidden;isolation:isolate;
  background:linear-gradient(150deg,var(--hero-1) 0%,var(--hero-2) 62%,#0E4A34 100%);
  border-radius:calc(var(--radius) + 8px);
  padding:clamp(38px,6vw,76px) clamp(24px,4.5vw,64px);
  display:flex;flex-direction:column;gap:22px;
  margin:6px 0 clamp(34px,5vw,60px);
}
.pagehead::before{
  content:"";position:absolute;inset:-40% -10% auto auto;width:70%;aspect-ratio:1;
  background:radial-gradient(circle,rgba(0,200,128,.34),transparent 62%);
  z-index:-1;pointer-events:none;
}
.pagehead::after{
  content:"";position:absolute;inset:auto auto -55% -18%;width:60%;aspect-ratio:1;
  background:radial-gradient(circle,rgba(92,235,182,.18),transparent 60%);
  z-index:-1;pointer-events:none;
}
.kicker{
  font-family:"Plus Jakarta Sans",sans-serif;font-size:13px;font-weight:600;
  letter-spacing:.01em;text-transform:none;color:#7DF0C0;
  display:inline-flex;align-items:center;gap:8px;
}
.kicker::before{
  content:"";width:7px;height:7px;border-radius:50%;background:#7DF0C0;flex:none;
  box-shadow:0 0 0 4px rgba(125,240,192,.18);
}
.pagehead h1{
  font-family:"Outfit",sans-serif;font-weight:600;
  font-size:clamp(36px,6.4vw,68px);line-height:1.02;letter-spacing:-.038em;
  margin:0;max-width:19ch;color:#FFFFFF;text-wrap:balance;
}
.pagehead h1 em{font-style:normal;color:#6BEDB4}
.standfirst{
  font-size:clamp(17px,1.85vw,20px);color:rgba(233,247,241,.82);max-width:60ch;
  margin:0;font-weight:400;line-height:1.6;
}

/* ---------- sections ---------- */
section{border-top:0;padding:clamp(34px,4.6vw,58px) 0}
.sec-head{display:flex;flex-direction:column;gap:12px;margin-bottom:30px}
.sec-num{
  font-family:"Plus Jakarta Sans",sans-serif;font-size:12.5px;font-weight:700;
  letter-spacing:.02em;text-transform:none;color:var(--accent);
  background:var(--accent-soft);border-radius:999px;padding:6px 13px;
  align-self:flex-start;
}
h2{
  font-family:"Outfit",sans-serif;font-weight:600;
  font-size:clamp(25px,3.3vw,38px);line-height:1.12;letter-spacing:-.03em;
  margin:0;max-width:24ch;text-wrap:balance;
}
h3{
  font-family:"Outfit",sans-serif;font-weight:600;font-size:19px;
  margin:0 0 8px;line-height:1.25;letter-spacing:-.02em;
}
p{margin:0 0 16px;max-width:68ch;color:var(--ink-2)}
p:last-child{margin-bottom:0}
p strong{color:var(--ink);font-weight:700}
.two{display:grid;grid-template-columns:1fr 1fr;gap:clamp(22px,3.5vw,48px)}
@media (max-width:800px){.two{grid-template-columns:1fr}}

/* ---------- pull quote ---------- */
.principle{
  background:linear-gradient(135deg,var(--accent-soft),transparent 70%);
  border:1px solid var(--line);border-left:4px solid var(--accent);
  padding:24px 28px;margin:30px 0 0;border-radius:var(--radius-sm);
}
.principle p{
  font-family:"Outfit",sans-serif;font-weight:500;
  font-size:clamp(18px,2.2vw,23px);line-height:1.32;letter-spacing:-.022em;
  color:var(--ink);margin:0;max-width:54ch;
}

/* ---------- ruled list -> cards ---------- */
.ruled{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:16px;border-top:0}
.ruled > div{
  border:1px solid var(--line);border-bottom:1px solid var(--line);
  background:var(--surface);border-radius:var(--radius);
  padding:24px 24px 26px;display:flex;flex-direction:column;gap:12px;
  box-shadow:var(--shadow);transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease;
}
.ruled > div:hover{transform:translateY(-3px);box-shadow:var(--shadow-lift);border-color:var(--line-2)}
.ruled .idx{
  font-family:"Outfit",sans-serif;font-size:13px;font-weight:700;color:var(--accent);
  background:var(--accent-soft);border-radius:9px;width:34px;height:34px;
  display:inline-flex;align-items:center;justify-content:center;flex:none;
  letter-spacing:0;text-transform:none;padding:0;
}
.ruled .txt{flex:1;min-width:0}
.ruled p{font-size:15.5px;color:var(--ink-2);font-weight:400;margin:0;line-height:1.58}
@media (max-width:560px){.ruled{grid-template-columns:1fr}}

/* ---------- table ---------- */
.tf-wrap{overflow-x:auto;border:1px solid var(--line);background:var(--surface);border-radius:var(--radius);box-shadow:var(--shadow)}
table{border-collapse:collapse;width:100%;min-width:560px}
th,td{text-align:left;padding:16px 20px;border-bottom:1px solid var(--line);vertical-align:top}
th{
  font-family:"Plus Jakarta Sans",sans-serif;font-size:12px;letter-spacing:.01em;
  text-transform:none;color:var(--ink-3);font-weight:600;
  border-bottom:1px solid var(--line-2);white-space:nowrap;background:var(--surface-2);
}
td{font-size:15.5px;color:var(--ink-2);font-weight:400;line-height:1.55}
td.when{
  font-family:"Outfit",sans-serif;font-weight:700;font-size:17px;
  color:var(--accent);white-space:nowrap;letter-spacing:-.02em;
}
td.what{font-family:"Outfit",sans-serif;font-weight:600;color:var(--ink);font-size:16px;letter-spacing:-.015em}
tr:last-child td{border-bottom:0}

/* ---------- boundary box ---------- */
.bounds{
  border:1px solid var(--line-2);background:var(--surface-2);padding:28px;
  display:flex;flex-direction:column;gap:14px;border-radius:var(--radius);
}
.bounds .k{
  font-family:"Plus Jakarta Sans",sans-serif;font-size:12.5px;font-weight:700;
  letter-spacing:.01em;text-transform:none;color:var(--warm);
  background:var(--warm-soft);border-radius:999px;padding:6px 13px;align-self:flex-start;
}
.bounds p{font-size:15.5px;color:var(--ink-2);font-weight:400;margin:0}
.bounds strong{color:var(--ink);font-weight:700}

/* ---------- CTA ---------- */
.cta{display:flex;flex-direction:column;gap:20px;align-items:flex-start}
.mailto{
  font-family:"Outfit",sans-serif;font-weight:600;font-size:17px;letter-spacing:-.02em;
  color:#04140E;background:linear-gradient(140deg,var(--accent-bright),var(--accent));
  text-decoration:none;border-bottom:0;border-radius:999px;
  padding:15px 28px;display:inline-flex;align-items:center;min-height:52px;
  box-shadow:0 10px 24px -12px rgba(0,135,90,.7);
  transition:transform .18s ease,box-shadow .18s ease;
}
.mailto:hover,.mailto:focus-visible{transform:translateY(-2px);box-shadow:0 16px 32px -14px rgba(0,135,90,.8);color:#04140E}

/* ---------- footer ---------- */
footer{
  border-top:1px solid var(--line);margin-top:clamp(30px,4vw,50px);
  padding:36px 0 60px;display:flex;flex-direction:column;gap:22px;
}
.footlinks{display:flex;gap:6px;flex-wrap:wrap}
.footlinks a{
  font-family:"Plus Jakarta Sans",sans-serif;font-size:14px;font-weight:500;
  letter-spacing:-.01em;color:var(--ink-2);text-transform:none;text-decoration:none;
  display:inline-flex;align-items:center;min-height:44px;padding:0 12px;
  border-radius:999px;border-bottom:0;transition:background .16s ease,color .16s ease;
}
.footlinks a:hover,.footlinks a:focus-visible{color:var(--accent);background:var(--accent-soft);border-color:transparent}
.legal{
  font-family:"Plus Jakarta Sans",sans-serif;font-size:13px;line-height:1.75;
  color:var(--ink-3);max-width:76ch;font-weight:400;
}
.legal strong{color:var(--ink-2);font-weight:700}

a{color:var(--accent);text-underline-offset:3px}
:focus-visible{outline:2px solid var(--accent);outline-offset:3px;border-radius:4px}

@media (max-width:560px){
  .legal{font-size:13px}
  .nav{gap:2px}
  .nav a{font-size:13.5px;padding:0 10px}
  .topbar{padding:16px 0 14px}
}

/* ---------- timescale table becomes cards on a phone ---------- */
@media (max-width:640px){
  .tf-wrap{border:0;background:transparent;overflow:visible;box-shadow:none}
  table{min-width:0;width:100%;display:block}
  thead{display:none}
  tbody{display:block}
  tr{
    display:block;background:var(--surface);border:1px solid var(--line);
    border-radius:var(--radius);padding:22px;margin-bottom:14px;box-shadow:var(--shadow);
  }
  tr:last-child{margin-bottom:0}
  td{display:block;border-bottom:0;padding:0}
  td.when{font-size:24px;line-height:1.15;margin-bottom:5px;white-space:normal}
  td.what{font-size:17px;margin-bottom:10px}
  tr:last-child td{border-bottom:0}
}

@media (prefers-reduced-motion:reduce){
  *{animation:none !important;transition:none !important;scroll-behavior:auto}
}